Hawaii Real Estate | Hawaii Relocations | Hawaii Home Buying & Selling

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The American Dream…….....REALLY?

At the time when the credit card bill would soon become law, the credit card companies decided to really whack everyone's credit limit....including mine. What was once only 25%-50% of my credit card limit became 90% in a split second!  "Coincidentally" (I don't believe in coincidences by the way) the loan companies started changing criteria for loan programs and all of a sudden my buyers did not qualify.

Even your home buyer's credit score dropped and they weren't qualified any longer!

It's no wonder a home buyer can't get a loan!  At a time when it appears it is the best time to buy, it may not be the case for MANY others.  It depends on the circumstances of each individual and household and definitely depends on their credit score.

They are screaming, "The interest rates are low"!

They double scream, "But home prices are low AND interest rates are low"!

My favorite Geico commercial is about ‘the bird in the hand is worth two in the bush" and the woman can't believe it and says....REALLY?   Well, that's my answer for interest rates and prices of homes at all time low for the past four to five years is..... REALLY?

They got bailed out from situations that arose from their own doing.....

....and they make it nearly impossible for most middle class Americans to get a home loan.

The American Dream........

REALLY?

                                                       

 

Celeste "Sally" Cheeseman  is a Realtor-Associate® and Certified Residential Specialist (CRS) with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs  she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocations, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents, Home Buyers and Sellers.

 

 © 2007-2015 Celeste "Sally" Cheeseman's

Hawaii Real Estate and Relocation Blog.

All rights reserved.

     

 


 

 

Comment balloon 61 commentsCeleste "SALLY" Cheeseman • December 28 2010 01:05PM
The American Dream……… REALLY?
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