Hawaii Real Estate | Hawaii Relocations | Hawaii Home Buying & Selling


Top Concerns for the Hawaii First Time Home Buyer

There are many concerns a Hawaii First Time Home Buyer may have about buying their first home. There will be many questions and you need those answers regarding your first home purchase and I'm here to help you along with that process.

Let's make this a smooth transition by starting out with the concerns many Hawaii First Time Home Buyers have in the purchase of their first home:

What is my first step to start the home buying process?  Speak to a local lender who will pre-approve you for a loan by collecting all pertinent information and documentation.  Make sure and let them know what kind of monthly payment you're comfortable with. After processing your information they will let you know how much you will qualify for.

Why Can't You Show Me Properties Before I'm Preapproved for a Loan?  Knowing what price range you're approved for will keep you in a realistic frame of mind in searching for that dream home. There is no sense looking at million dollar homes when you are qualified for a half a million dollar home.  We make appointments and look at your selected price range of homes (or condos/townhouses) so we aren't spinning our wheels and wasting time. 

Can You Give Me Information About the Home Buying Process?  There's more to the process than looking at homes and submitting a contract. There are contingencies in a contract to consider and time lines for home inspections, the loan and escrow process as well. Take a few moments to read through some of the Home Buyer Advisory.

The Other Realtor® Kicked Me to the Curb! | Hawaii Relocations You are relocating to Hawaii but you are being proactive in your inquiries about Hawaii, the neighborhoods, the home buying process or relocating to Hawaii and a ‘To Do List'.  You've called many agents and they kick you to the curb because it is a few months...maybe even a year until you arrive.  Call me. I'll make it happen.

There will be many concerns that you, the Hawaii Home Buyer will need answers for in starting the process, during the process and closing on your First Hawaii Home.   Call my cell/text at 808-375-1404 for more information!



Celeste "Sally" Cheeseman  is a Realtor-Associate® and Certified Residential Specialist (CRS) with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs  she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocations, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents, Home Buyers and Sellers.


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Hawaii Real Estate and Relocation Blog.

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Comment balloon 8 commentsCeleste "SALLY" Cheeseman • April 15 2011 01:14AM


Good morning Sally,

What a great piece for a first time home buyer. I'm sure you will get calls from this concise plan of attack to find a home!

Posted by Dorie Dillard CRS GRI ABR, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.750.6899) over 8 years ago

Sally, you are always on point.  Your post applies to all location.  Thanks for sharing

Posted by C. Lloyd McKenzie, Living Albuquerque over 8 years ago

"Speak to a local lender who will pre-approve you for a loan by collecting all pertinent information and documentation."



Posted by William J. Archambault, Jr. (The Real Estate Investment Institute ) over 8 years ago

Sally, the location may be different by the process is similar and essential. It's not right or wrong, just correct, and one of the main difference between your location and mine, is the views people will get. Good post, and nice photo

Posted by Ed Silva, Central CT Real Estate Broker Serving all equally (RE/MAX Professionals, CT 203-206-0754 ) over 8 years ago


There is much wisdom in your post for first time home buyers in Hawaii.

Good speed with your sales,


Posted by Steve, Joel & Steve A. Chain (Chain Real Estate Investments & Mortgage, Steve & Joel Chain) over 8 years ago

Good morning, Sally. Great list of points for the Hawaii first time home buyer to consider. (I love the way you provided relevant links to more info, too! Very thorough!)

Posted by Bill Burchard, Broker, Realtor, Representing Buyers and Sellers (3B Realty: 951-347-3818, CA) over 8 years ago

Sally, Buyers in Texas have these same questions. I am sure buying a home in Hawaii is exciting and as you stated lengthy. Good luck!

Posted by Tracy Lee Parker, Buy*Sell*Lease (RE/MAX Dallas Suburbs/PLATINUM PROPERTIES & MANAGEMENT) over 8 years ago

Sally this is good advice, and of course you should be the first Realtor that someone relocating to Hawaii should call :)

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 8 years ago

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