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USDA RURAL Loan Program Update for Honolulu County

Since last year there has been so many changes in our lending arena. Most prominent for 100% financing is the USDA program.  First it was going to end in September of 2012, then extended to March of this year.

 

GOOD NEWS!  They are extending to September 30, 2013!!!  This means there are more options for those buyers who do NOT have 20% down and not in the military (VA loans still have 100% financing) but have good credit. 

 

Here are the areas that are included for the USDA Rural Program in Honolulu County:

  • Village Park and Royal Kunia subdivisions
  • Ewa Beach
  • Makakilo
  • Kapolei
  • The entire Waianae Coast
  • Central Oahu - from Whitmore Village, north to the North Shore; also the Kunia area
  • The entire North Shore
  • Windward Oahu - from Kahuka, south to Ahuimanu
  • Waimanalo - from Olomana Golf course to Seal Life Park

Hawaii, Honolulu County Home Buyers:  You now have a chance to buy (for your principle residence) with NO MONEY DOWN, your dream home!  With historically STILL low interest rates your monthly payments are AFFORDABLE!

 

ADD ON 6/1/2013:  As of the other day...the following areas have been added on to the Oahu areas included on USDA Loans!

 

Oahu
  • Waikele
  • Waipio Acres
  • The boundary for Ahuimanu now extends to Haiku Road
 
These new areas are eligible in addition to the current eligible areas.

                                                       

 

Celeste "Sally" Cheeseman  is a Realtor-Associate® and Certified Residential Specialist (CRS) with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs  she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocations, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents, Home Buyers and Sellers.

 

 © 2007-2015 Celeste "Sally" Cheeseman's

Hawaii Real Estate and Relocation Blog.

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Comment balloon 7 commentsCeleste "SALLY" Cheeseman • March 26 2013 05:49PM

Comments

Sally

The extension of the USDA Rural Loan Program will customers to become homeowners.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) over 6 years ago

That iis good news for buyers in all parts of the country, Sally. My mother's house in PA was sold with USDA loan to two vry happy buyers.

Posted by Mary Yonkers, Erie/PA Real Estate Instructor (Alan Kells School of Real Estate/Howard Hanna Real Estate) over 6 years ago

Sally, while there is a lot of open land in Hawaii, one would not consider it a 'rural' setting like the areas we have on the mainland

Posted by Ed Silva, Central CT Real Estate Broker Serving all equally (RE/MAX Professionals, CT 203-206-0754 ) over 6 years ago

Sally~ I was so glad to hear this news so that at least we have the summer months to help more folks take advantage of this great program!

Posted by Melissa McKinney, Realtor, www.LivingFayetteville.com (McKinney Realty Group) over 6 years ago

YAYYYYYYYYYYYY!

Posted by Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE (Liberty Homes) over 6 years ago

Wishing you and your entire family a fantastic Easter weekend, Sally!

Posted by Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor (Charles Rutenberg Realty) over 6 years ago
AS OF THE OTHER DAY..... a FEW MORE AREAS INCLUDED ON THE USDA Loan Program!!!
 
Oahu
  • Waikele
  • Waipio Acres
  • The boundary for Ahuimanu now extends to Haiku Road
 
These new areas are eligible in addition to the current eligible areas.
Posted by Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE (Liberty Homes) about 6 years ago

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